Get paid without chasing people
Send a payment request to a customer's phone. They pay from their banking app or by card, and you watch it settle — no invoicing software, no card reader, no website required.
Four steps, and three of them are your customer's
You enter a bill. Everything after that happens without you.
- Enter the billCustomer name, phone number, amount, and a due date if there is one. That is the whole form.
- They get an SMSCarrying a payment code or a checkout link, depending on which gateway you are connected to.
- They pay their wayIn their banking app with the code, or by card and wallet on the checkout page.
- You see it settleThe request flips to Paid on its own. Reminders stop the moment it does.
Everything around collecting the money
Issuing the bill is the easy part. The work is knowing what is outstanding, and following it up without becoming a nuisance.
Payment links and codes
One bill, one link or code, shared however you already talk to your customer.
Learn morePayment requests
Bill by phone number in a few taps, from the app or the dashboard.
Learn moreAutomatic reminders
Chase overdue bills on a schedule, without nagging anyone twice.
Learn moreStatus tracking
Pending, paid, overdue, cancelled — filtered, searchable, and always current.
Collection reporting
Earned, outstanding, overdue, collection rate and your top customers.
Team access
Add staff with owner, admin or user roles so the right people see the right things.
Three markets, live today
madfōa is not a payment gateway. It runs on top of one — so what you can collect, and how, depends on the gateway available in your country.
Not yet available elsewhere
Bill someone from wherever you are
Pull a customer straight from your contacts, enter an amount, and send. Sign in with Face ID or a fingerprint.
Tell us where you are and what you sell
We will tell you which gateway fits, how long setup takes, and what it involves — before you commit to anything.